Ginmon initially started out as a B2C platform with a strong focus on technology, winning countless awards and receiving highest client ratings. Our initial focus was to build and perfect the sophisticated, scalable platform that drove our B2C success.
As Ginmon's reputation as a European technology leader grew, we began receiving regular requests from other prominent financial institutions and fintechs, seeking to white-label our investment platform for their own clients. Responding to this clear market demand, we made the strategic decision to open our technology to external partners. We engineered our robust infrastructure into a seamless, easy-to-embed white-label solution, designed for rapid integration.
Today, Ginmon Technology is a key enabler for financial innovation, proudly serving as the technological backbone for some of the leading apps in Europe, including bunq, the continent's second-largest neobank in Europe.
Lars Reiner is the founder and Chief Executive Officer of Ginmon. With a background as a management consultant at Deutsche Bank, where he led strategic initiatives in retail banking, he combines financial expertise with a strong focus on technological innovation. Together with his team, Lars has grown Ginmon into one of Germany’s leading digital wealth managers and embedded investment providers. Lars also serves on the Financial Services Committee of the Frankfurt Chamber of Industry and Commerce (IHK). At Ginmon Technology, he drives the mission of empowering fintechs and established institutions with scalable, embedded investment solutions.
Ulrich Bauer contributes more than three decades of experience in financial advisory to Ginmon. Starting his career at MLP AG in 1989, he chose independence in 2007 to develop better, client-focused investment solutions. As co-founder of Ginmon, he brings in-depth expertise in wealth planning, retirement solutions, and the needs of advisers and end clients alike. His extensive track record in designing practical, user-centred financial solutions plays a key role in ensuring that Ginmon Technology delivers embedded investment solutions that truly resonate with clients and create lasting value our partners.
Before joining Ginmon, Dmitriy Fot worked as a Senior Cloud Architect at Amazon Web Services, where he was responsible for designing and scaling complex cloud infrastructures. He previously gained international experience in senior positions at IBM in Germany and the United States. Holding a master’s degree in IT and Media Technology from the University of Hamburg, Dmitriy leads product and platform development at Ginmon. His expertise ensures that Ginmon Technology provides secure, cloud-native infrastructure capable of scaling embedded investment solutions across markets, empowering our partners to integrate investment products with faster time to market.
